Financing Options

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1.  Add items to cart and proceed to checkout.
2. Under Payment, choose Klarna or Afterpay (via Stripe).
3. Review the plan options presented (e.g., pay-in-4 or monthly installments).
4. Complete the quick approval process and confirm your order.

 You’ll see the total cost, installment schedule, and any fees clearly before you place your order. 

• Split into installments (often 4 payments over 6–8 weeks)
• Monthly financing options on eligible orders
• Instant decisions with a fast, secure checkout experience

 Exact options, order minimums/maximums, and any interest or fees are set by Klarna or Afterpay and can vary by order amount and your eligibility. 

• Must be 18+ and located in a supported region
• A soft credit check may be performed by the provider (does not impact your credit score); in some cases, additional checks may apply
• Order amount limits are set by the provider and shown at checkout

 If you return an item under our policy, we’ll process the return on our end. Klarna or Afterpay will then adjust your outstanding installments or issue a refund for any completed payments according to their terms. 

 All payments are processed securely by Stripe. Salt-Safe never sees or stores your full payment details. Klarna and Afterpay handle your installment plan and account information directly. 

Why don’t I see Klarna or Afterpay at checkout?
Options only appear for eligible orders. If your cart total is outside the provider’s range, your region isn’t supported, or the provider can’t approve the request, you may not see BNPL. You can try adjusting your cart total or choose another payment method. 

Are there fees or interest?
Some installment plans have no interest if paid on time; late fees may apply. Monthly financing can include interest. The provider will show the exact terms before you confirm. 

Can I change my payment schedule later?
Plan management (due dates, payment method changes, etc.) happens in your Klarna or Afterpay account. Check your confirmation email or their app/portal for options. 

Do you offer other financing methods?
At this time we offer Klarna and Afterpay through Stripe. Additional options may be added in the future. 

 Salt-Safe is not a lender or credit broker. Financing is provided by Klarna or Afterpay, subject to approval and their terms. Availability, rates, fees, and order limits are determined by the provider and may vary. All transactions are processed by Stripe.